尽管新兴市场的加密货币采用率迅速提升,金融主权的承诺依旧未能实现。数以百万计的人持有数字财富,却因缺乏无缝支付系统和实用的出金渠道,难以真正灵活运用。
Payments News

Bitcoin, as any other type of money, is able to act as a means of payment. Bitcoin payments are supposed to be fast, secure and private, but there are some complications. Since every Bitcoin transaction must be recorded in the blockchain, the growing amount of strain on the network has resulted in transactions taking nearly four days to complete. As miners are paid with the fees from recording transactions, larger fees could help speed up your transaction, but this makes it unreasonable to pay with Bitcoin for small purchases, which are always the majority of transactions. These problems resulted in a hard fork and the establishment of Bitcoin cash, which is much faster and cheaper for payments. Other cryptocurrencies were made as an alternative for Bitcoin payments, by storing them in public blockchains or by getting rid of established mining pools, possibly resulting in the ability to double-spend a Bitcoin, if a successful 51% attack is performed.
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许多禁止加密支付的国家,往往并未限制在境外使用加密货币,但这种法律重叠可能会引发全球监管机构(如FATF)的关注。
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Cointelegraph正在不丹王国调查这个东喜马拉雅国家的加密货币采用情况。
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新兴市场不仅在积极采用加密货币,更在重塑这一领域。那些身处高壁垒经济环境的人群,正在为全球加密生态系统树立新的标准。
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加密货币卡现在在欧洲日常购物中与银行相抗衡,近一半交易金额低于12美元,线上消费远超欧元区平均水平。
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加密基础设施提供商Taurus表示,新合约可能会增加稳定币的实际采用,特别是在涉及敏感转账的企业中。
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国际清算银行表示稳定币在关键货币原则上存在不足,警告其带来的金融犯罪风险和对货币主权的威胁。
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Yellow Card计划今年在至少一个非洲国家与Visa推出稳定币支付,这一趋势部分由美元获取有限所驱动。
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这款社交媒体应用将很快嵌入各种金融服务,X首席执行官Linda Yaccarino说道。
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京东(JD.com)计划在主要国家申请稳定币许可证,旨在将跨境支付成本降低90%,并在10秒内完成结算。
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Joey Bertschler,一位前OpenAI员工,正在构建一个加密工资分发系统——Volante Chain,部分动机源于对OpenAI文化的失望。
- 如何加密
RBF允许您以更高的手续费重新发送未确认的交易,但这需要对手续费单位、钱包行为和交易结构有清晰的理解。
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对离线数字现金选项的需求自俄罗斯入侵乌克兰以来一直在增强。区块链在其中有何作用?
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Shopify通过Coinbase的Base网络推出USDC支付,提供现金返还优惠,并通过Shopify Payments扩展加密货币结账选项。
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美国国家加密货币协会2025年报告揭示了加密货币持有现象的惊人普及性,从建筑工地到艺术工作室,挑战了长期以来的刻板印象。